I was given information last night at IOP that instantly filled me with trepidation, doubt, fear… I have a copay.  Yet another promise based on nothing, no proof, just a usually… And of course my insurance is different.  They have a payment plan and I shared my concern with the person in charge: that I can’t afford it right now and I am afraid that will either directly impact my ability to continue or that I could use it as an excuse for not continuing.