>So I was notified that my credit card company was defunct: www.nextcard.com I was given the news by a friendly little notice from the FDIC in my mailbox. It stated the bank had failed, that nextcard was actually just a 3rd party to deal with the customers, and that the FDIC attempted to get someone to buy the accounts — to no avail. They said my credit rating would not be effected, and I was responsible for the remaining balance on my card. They said the card would be invalid as of July 10th, when I went to sleep I…

>I’m faced with an interesting dilemma:: I feel I know a little too much, like overhearing someone in the hall. I have a hint of something, and based on previous experience can say it will most likely come to pass. I’m not exactly sure what I want to say, how I’d say it, how I’d even approach it. I would want someone to say something to me… as long as it was the right person. I don’t seem to think I’m thought of as “the right person” in this particular case, though I’d like to be. I think this person…